Ramaswami: In the financial year 2017-2018 and to date, 10 state governments have announced farm loan waivers totalling Rs 184,800 crore. In contrast, the total debt of India’s top 10 corporate borrowers alone was nearly four times that amount, at Rs 731,000 crore as of March 2015, and of the top 12 NPAs nearly twice, at Rs 345,000 crore.